Going Cashless in Japan: How to Use Your Smartphone as Your Wallet

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Why carry change when you can just use your phone? 

If you're an English-speaking foreigner living in Japan, you may find it challenging to manage your finances and make payments, especially if you're not familiar with the Japanese language or culture. Despite the fact that Japan is still, by and large, a cash-run economy, eMoney or digital money is starting to take hold. More and more people are starting to open up to the idea of a cashless way of life,  and mobile payment apps have become an increasingly popular and convenient way to make transactions, transfer money, and manage expenses.

I have been using these cashless payments for over a year now, and surprisingly the number of stores accepting cashless payments has increased exponentially. These cashless payment options vary from NFC (Near Field Communication) to QR Codes. In this article, we'll explore the benefits of going cashless in Japan and provide some tips on how to use your smartphone as your wallet.

The Benefits of Going Cashless in Japan

There are several advantages to going cashless in Japan. 

  • First, it's convenient. You no longer have to worry about carrying large amounts of cash or searching for an ATM. 
  • Second, it's safe. Japan is a very safe country, but carrying large amounts of cash can make you a target for theft. 
  • Third, it's environmentally friendly. By going cashless, you reduce the amount of paper currency in circulation, which in turn reduces the environmental impact of printing and transporting money.

How to Use Your Smartphone as Your Wallet in Japan

Step 1

To use your smartphone as your wallet in Japan, you'll need to download a mobile payment app. There are several options available, including:

  •  Apple Pay
  • Google Pay
  • LINE Pay
  • PayPay
  • Rakuten Pay
  • IC card (Suica/Pasmo)

 Once you've downloaded the app, you'll need to link it to a payment method, such as a debit card or credit card. Some apps may also allow you to link to a bank account or other payment service.

Step 2

Once you've linked your payment method, you can start making transactions. In Japan, many stores and restaurants accept mobile payments, and you can also use your smartphone to buy tickets for public transportation and other services. Simply open the app and select the payment option. Some apps may also allow you to scan a QR code or tap your phone to a payment terminal to complete a transaction.


Tips for Using Your Smartphone as Your Wallet in Japan


Here are some tips to help you get the most out of your mobile payment app in Japan:


  • Check the payment methods accepted. While many stores and restaurants in Japan accept mobile payments, some may not. Check for the payment logos at the register or ask the staff if mobile payments are accepted.
  • Use a Japanese payment card. Some mobile payment apps in Japan may not accept foreign payment cards, so it's a good idea to link a Japanese payment card if possible. You can also consider using a prepaid card, such as Suica or Pasmo, which can be linked to your mobile payment app.
  • Learn the payment terms. Some mobile payment apps in Japan may use Japanese terms or abbreviations for payments, so it's a good idea to familiarize yourself with these terms.
  • Keep your payment information up-to-date. Make sure your payment information, such as your debit or credit card, is current and accurate. This will help prevent any issues with transactions.
  • Carry a backup payment method. While mobile payments are convenient, it's always a good idea to carry a backup payment method, such as a credit card or cash, in case of any issues with your mobile payment app.


Go Cashless!

Going cashless and using your smartphone as your wallet can be a great way to simplify your life and manage your finances in Japan. With the help of mobile payment apps, you can make transactions quickly and easily, transfer money, and manage your expenses, all from the palm of your hand. By following these tips, you can use your smartphone as your wallet with confidence and ease, even as an English-speaking foreigner living in Japan.

Comments

  1. AnonymousMarch 5, 2023 at 11:58 AM

    The IC card apps require Google account country to be Japan. Cannot find any workaround for just visiting Japan.

    ReplyDelete

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