How to Send Money Home, International Remittance from Japan
"Will I be able to send money home?"
There are no hard and fast answers to this question, but technically speaking, yes, you would be able to send money home, but it's not as much as most people expect.
International Bank Remittance
Transaction Fees: 4,000 to about 7,000
Japan Post Bank
Shinsei Bank
Prestia (SMBC)
Remittance Services
Seven Bank
Metrobank Japan
Japan Remit Finance
SBI Remit
Online Money Transfer
PayPal
TransferWise
WorldRemit
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Japanese Language Student's Monthly Budget
Here's a preview as to how much I earned and spent as a Japanese language student.
Part-Time Job Salary
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| Money matters |
Monthly Salary = 80,000 to 100,000 yen
Tuition
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| As a student, studying is your priority |
Monthly tuition (inclusive of dormitory and utility fees) = 50,000 yen
Food
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| A simple, yet beautiful lunch. |
Monthly food budget = 5,000 to 15,000
Phone and Internet
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| Communication is key |
Monthy phone and internet bill = 5,000 to 10,000
Insurance, Tax, and Pension
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| Health is Wealth! Don't forget to pay for your health insurance. |
Monthly NHI Premium = 1,600
In Summary
Study in Japan: How Much Will It Cost Me Initially?
In my previous post, I described the process of coming to Japan as a Japanese language student. Now that you have an idea of the "How to?", let's now talk about the "How much?"
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| Will this be enough? |
Education, no matter where you are in the world, is expensive. Even more so when you are aiming to study abroad. Studying in Europe averages about 20,000 USD in tuition fees, plus about 4,000 USD for living costs (food, utilities, phone, transportation, etc) per semester. Studying in Japan is no different.
In a glance, let me give you a simple breakdown as to how much you will need to initially prepare to come to study in Japan.
Tuition Fees
Yearly, language school tuition fees alone will cost about 700,000 yen. The cost will vary from school to school and the length of the program you choose. Take note that this amount does not include dormitory fees yet.
Depending on where you decide to study in Japan, costs do vary from place to place, as well as the size of the school. Most established schools tend to cost more because they are usually located in major cities like Tokyo, Kyoto, and Osaka.
In my school, Oarai International Exchange Academy (大洗国際交流アカデミー), there are only two programs available: 1.5-year and 2-year courses that cost 940,000 yen and 1,230,000 yen respectively. *The English version of the website seems outdated and is showing 4 courses, but confirming with the owner, there are only two programs available.
Depending on the school you apply for, you will be required to pay part of your tuition up front. Some schools, they require a year's worth of tuition paid initially. For some, 6 month's worth.
Initial Tuition Cost: 250,000 yen to 850,000 yen depending on the school.
Initial deposit cost: 100,000 yen to 250,000 yen. *Some schools tuck this into the tuition costs so be sure to ask the school whether this will be paid separately.
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| Typical dorm room |
Cost of Living
Initial budget (two months worth) Total: 125,000 yen
Plane Tickets and Visa Application
Plane Ticket and Visa Processing: 16,000 to 36,000 yen
Grand Total: Anywere from 400,000 to 1,000,000 yen
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Part-time Jobs as a Language Student
On our third day in Japan, we started with our very first part-time job or arubaito(アルバイト).
When you come to Japan to study, you will be allowed to work for 28 hours a week to help with your day to day expenses (rent, utilities, food, etc.) At the time, the hourly rate for part-timers in Ibaraki was 800 yen per hour. One good thing about working as a part-timer in Japan is the fact that everyone is paid the same rate. They don't look at age, gender, or nationality. Across the board, the minimum wage is the same.
Update: As of 2020, the minimum wage in Ibaraki is at 850 yen per hour.
There is a multitude of part-time jobs available all over Japan. But if you come here with practically zero language skills, then your options become limited. Let me show you a few of these arubaito gigs that can be done even when you barely speak Japanese.
Let me tell you our story...
After the school orientation, we were given the rest of the day off. Or so we thought. At around 3pm, (if memory serves) we were told to report to the school's field office. We called this place jimusho(事務所). This is where we would go whenever we needed administrative stuff; work issues, problems with our apartments, payments, or when you accidentally get bit by your neighbor's dog (true story XD), among other things.
So, we were told to go there because they decided what our part-time jobs would be and when we would start work- which was the next day. We were told to buy work boots and hats. Hmmm... what was this job going to be?
The next day.
So we went to school and had our first day of lessons. We were then loaded on to a van to be taken to our very first job. We ate our lunch in the van, en route to our destination.
Farm Work
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| Sweet potatoes...as far as the eye can see... |
We were taken to a large field with exposed sweet potatoes for the picking. Digging the crops are done by a machine but the initial sorting is still done by hand and thus we had to go, pair by pair into the field and pick out the big ones first, and then the smaller ones.
Factory Work
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| Guess who??? |
This is what factory part-timers usually look like, especially the ones working in the food industry. Uniforms vary depending on the work they do. In this factory, we had to arrange the dried sweet potato in a way that it will look beautiful inside the packaging.
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| Nihongo wakaranai! |
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| "Why am I always the one holding the camera?" |
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| "Aren't we supposed to be working?" |
Some other factories that employ part-time student workers are:
Fish/Seafood processing plants
Bento (boxed lunch) processing plants
Industrial laundromats
Restaurant/Cafe Staff
The saga continues...
When we were transferred from our sweet potato life, we were divided into two groups. Three of us were sent to vegetable processing, the other three were sent to a seafood restaurant.
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| Prep time! |
Another entry-level job students can get while studying is in restaurants and cafes. When you can't hold your own in a conversation yet, you will most probably be placed in the kitchen where you will wash dishes all-day-long.
But as you progress with your Japanese language skills, you will slowly, but surely, be introduced to other aspects like taking orders or manning the register.
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| And sometimes, you get to wear cute uniforms! |
Hotel Staff
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| Do not disturb me! |
Other Arubaito
Convenience store clerk
English Tutor
Supermarket Staff
Frequently Asked Questions
Q: Can I have more than one part-time job?
Q: Are we allowed to work night shifts? Do we get paid night differentials?
Q: Do we get paid holiday premiums?
Q: How much do you earn a month?
How I got to Japan as a Japanese Language Student
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| On the way to JLPT Test Site |
Sometime in late 2015 (if I remember correctly), I saw an ad on Facebook about a study and work program in Japan. I checked it out, attended a seminar, and got application forms and a list of requirements. I submitted my documents and waited for the COE result, which took a couple of months. I passed, paid the processing fees, and I was on my way.
I studied at Oarai International Exchange Academy (大洗国際交流アカデミー) for a year and a half from October 2016 to March 2018.
Simple right? Now let me break down the steps on how to come to Japan as a Language student.
Prep Work
Before making life-changing decisions (like quitting your job and moving abroad thinking you can make a living by doing odd jobs), always do your research. Before deciding to be a Japanese language student, I did my fair share of research before I jumped on board the "Study and Work in Japan" train. I had been researching a way to get to Japan for years(I was desperate to go to Japan, childhood dream, and all) before I finally found the way that fit me the best.
Some things to research:
School or Agency
There are many language schools all over Japan. Decide where in Japan you would want to study, and research available language schools in the area. Just search for: "Japanese language school in PlaceName." This search should show you the schools in that area. Some students opt to go with agencies, although these usually will cost a little bit extra.
Program Fees
Not all language schools are created equal. Some schools will cost more than others, and this is something you should research on. Spoiler alert: studying in Japan is expensive. So don't be shocked by the figures you see.
Requirements
For non-OECD countries, the documentary requirements to be a Japanese language student are a bit more strict. It will be best if you do some research on this as well. I will talk more about this in detail below.
Study basic Japanese
*Special note on age limit: Most language schools will accept students aged 18-30. They prefer that you already have a university degree, but finishing senior high school will suffice. Only university graduates (bachelor's degree holders) can find a job after graduation from language schools.
Find a Sponsor
Studying in Japan can be very expensive. Tuition alone will set you back around 700,000 yen for one year. Adding dormitory costs, utilities, food, and other miscellaneous expenses would bring you up to a total of 1.3 million yen a year. Hence, the Immigration Bureau requires a sponsor who is a family relative and can support the Japanese language student during their stay in Japan. The sponsor would need to show proof of 1.5 million yen bank balance (this is the minimum though most language schools would require 2 million or more).
Application Timelines
Every school has its timeline, this is just a rough estimate of the usual times
Graduation: March
Step 1 - Decide on a School/Agency
After researching schools, you need to decide on which school you would like to apply to. You can then proceed to start the application process one of a few ways:
Apply Directly
Language schools get most of their students from abroad, and more often than not, they will have a direct application link on their website. You will almost always see their application timeline as well. (This can be difficult for smaller schools who are very limited with their English ability)
Apply through Agencies
There are services online offering help with processing documents like GaijinPot Study and Go! Go! Nihon. According to their websites, they offer free services, and you will only pay the fees required by the school.
Apply through a Friend or Family member
If you have a friend or family who's already living in Japan, they can apply to the school directly for you. This method is my preferred way because it's easier to get feedback from both the school and the applicant.
Step 2 - Gather the Required Documents
After the initial inquiry for the application, you will receive a list of required supporting documents. These supporting documents will be used to acquire a Certificate of Eligibility (COE) with the Immigration Bureau. These documents are mostly proof of the ability to pay for your stay in Japan. Gathering documents is time-consuming, and I strongly advise you to gather all the documents you can, as soon as possible. The usual documents required are:
Applicant(Student):
School Application Forms
University Diploma
Transcript of Records (the last school attended)
Family Registry (usually your birth certificate should suffice)
Certificate of Employment (for past and current job)
Certificate of Completion (Japanese language study 150 hours or more)
JLPT/JTEST/NAT results (if available)
Health certificate (some schools have this included with their application form)
Sponsor:
Identity document (passport copy)
Proof of relationship with the student (for family members, please prepare documents that show your relationship; birth certificate, marriage contracts, etc.)
Certificate of bank balance (This should be recent, or issued within the last three months, so save this for the end)
Income tax documents for the past three years
Certificate of employment showing annual salary - if currently employed (this also has to be recent)
Letter of guarantee (usually provided by the school)
Step 3 - Submit your Application and Pay the Processing Fee
Some schools will work with you as you gather your documents. There will be a lot of emails back and forth to make sure your application is "wrinkle-free." Schools will usually ask you to scan your filled in application form first so that they can double-check all the details you wrote. Once everything is in order, you will submit the original signed application directly to the school via post or parcel. In addition to this, you will also need to send the processing fee (non-refundable, ranging from around 20,000 yen). Putting together an application for a COE (Certificate of Eligibility) is incredibly time-consuming because everything has to be in Japanese.
Step 4 - Wait for the COE Approval
COE applications take around three months at the most. This wait time can be extremely nerve-wracking, speaking from experience. While waiting, you can study Japanese, master the kana (hiragana and katakana), and increase your vocabulary. This extra step can help ease the transition when you arrive as a Japanese language student.
Step 5 - COE Approval and Tuition Payments
Congratulations! You now have your COE, and you are now halfway there! The next step will be to send your tuition payment to your school. Depending on the school and your agreement, you will have to pay anywhere from 6 months worth to a year's worth of tuition upfront. This payment scheme is a safe-guard for the school because many students (especially from southeast Asia) tend to leave midway through school in hopes of getting jobs elsewhere. Requiring the payments upfront ensures the student will stick to the program till graduation. Once the school validates your tuition payment, your COE will be sent via EMS (Express Mail System) or through any other parcel service you choose. You will be paying the shipping fees.
*Special Very Important Note:
If, and when you come to Japan as a Japanese language student, you CANNOT quit midway. You will have to see your studies through graduation to secure a legal job afterward. There are ways around this, but they are ILLEGAL and can result in jail time or deportation. If Japan is your dream, do it right from off the bat.
Step 6 - Visa Application and Ticket Purchase
Once you have your COE, you will have to send your visa application to your country's Japanese embassy. The turnaround time varies per country, but the general average is five working days. You will also get a piece of paper for an application to allow you to work part-time as a student with your COE package. You will submit this application to the immigration desk once you enter Japan. When you get your visa, you can then book your flight to Japan. You will need to inform your school of your flight details to arrange your airport pick up. You will be paying for your ticket as well.
Step 7 - Come to Japan and Start Your Adventure!
Yokoso! Welcome to Japan! After disembarking your plane, you will go through immigration and get your brand-spanking-new residence card with the stamp at the back showing proof of your permit for part-time work. You are now officially an international exchange student.
Are you ready for your Japanese language student adventure? Click here to read about our first-day-of-school shenanigans.
For questions, feel free to comment below or message me on Facebook or Instagram.































