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Tax Refunds - How to File Your Final Tax Return

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Jump to  Filing your Final Tax Return Albert Einstein once said: "The hardest thing in the world to understand is the Income Tax." Welcome to Adulting 101. As adults and contributing members of society, we all will, eventually, have to deal with taxes. Dealing with taxes even in your native language can be very challenging, imagine doing this in Japan, in Japanese. *cue nosebleed Before we jump into the steps of filing your Final Tax Return, let's go ahead and explain some of the words you will be encountering while you deal with this. 源泉徴収 (Gensen Choshu) - Withholding Tax Gensen Choshu(源泉徴収) is the process where your employer estimates how much income tax you will need to pay and will withhold that amount from your monthly salary. In other words, withholding tax. Your monthly payslip will show how much tax you paid and since this is just an estimated amount, there are instances where you either over or underpay your taxes. Whether you overpaid or underpaid your taxes w

How to Send Money Home, International Remittance from Japan

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"Will I be able to send money home?"  How to send money home as a language student in Japan. Coming from a Filipino background, it's deeply ingrained in our culture to take care of our families back home once we set foot on foreign soil. This is especially true for OFWs (Overseas Filipino Workers). But, being a student, is this really feasible? In my previous post, I described in detail how much the  initial costs are for studying in Japan . It goes without saying that it gets pretty expensive. I also wrote a post regarding a student's monthly budget to give you an idea of how much you will earn and spend monthly.  As a student, you will be earning an average of 80,000 to 100,000 yen a month for working 28 hours a week, Factoring in tuition, rent, and other necessities, you will probably have about 10,000 left depending on how much effort you put into savings. If you live simply, cook your meals at home, and don't spend much on going out, you can save even more.

Study in Japan: How Much Will It Cost Me Initially?

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 In my previous post , I described the process of coming to Japan as a Japanese language student. Now that you have an idea of the " How  to? ", let's now talk about the "How much?" Will this be enough? Education, no matter where you are in the world, is expensive. Even more so when you are aiming to study abroad. Studying in Europe averages about 20,000 USD in tuition fees, plus about 4,000 USD for living costs (food, utilities, phone, transportation, etc) per semester. Studying in Japan is no different.  In a glance, let me give you a simple breakdown as to how much you will need to initially prepare to come to study in Japan. Tuition Fees Yearly, language school tuition fees alone will cost about 700,000 yen. The cost will vary from school to school and the length of the program you choose. Take note that this amount does not include dormitory fees yet. Depending on where you decide to study in Japan, costs do vary from place to place, as well as the size of

How I got to Japan as a Japanese Language Student

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On the way to JLPT Test Site If you dream of living in Japan, the first step is to learn the language. Japan is a country where English use is uncommon despite the effort Japan puts into strengthening English proficiency. To enjoy Japan to the fullest, you will need to get a good grasp of the language. And the best way to do this is to be a Japanese language student. Sometime in late 2015 (if I remember correctly), I saw an ad on Facebook about a study and work program in Japan. I checked it out, attended a seminar, and got application forms and a list of requirements. I submitted my documents and waited for the COE result, which took a couple of months. I passed, paid the processing fees, and I was on my way.  I studied at Oarai International Exchange Academy (大洗国際交流アカデミー ) for a year and a half from October 2016 to March 2018. Simple right? Now let me break down the steps on how to come to Japan as a Language student .  Prep Work Before making life-changing decisions (like quitting y